Card Services

For even more convenience, we offer our Twin Valley Bank Debit Card. This card looks like a credit card but works like a check. Plus, your Debit Card also serves as your 24-hour banking card. Use anywhere Mastercard is accepted.

Debit Cards

Purchases Made Easy With Checking Account Funds

Make shopping easier with a Twin Valley Bank debit card. Our debit card looks like a credit card but works like a check. You can use it to make purchases at any merchant that accepts Mastercard. When you make a purchase with your debit card, the amount of the purchase will automatically be deducted from your Twin Valley Bank checking account. You will see all account activity online or on your monthly statement. 

To Activate your Card or change your PIN call 1-800-992-3808. 

Important Notice to Debit Card Holders

Due to recent fraud trends, Twin Valley Bank has implemented additional settings to help protect your account from fraudulent activity.  These settings will require you to use your Personal Identification Number (PIN) for certain transactions both in the U.S. and abroad.  It’s a security feature that protects you and the bank from fraud loss.  While this may only be required on certain transactions, we encourage you to use your PIN whenever possible.  PIN based transactions are less susceptible to fraud than signature based due to the added security.  If you do not know your PIN, please contact a customer service representative at 937-839-4628.

We are continually monitoring fraud trends, which could result in frequent changes and updates to the list of transactions effected.  If you are planning to travel it is best to notify us beforehand to see if your destination is listed.  In addition, Twin Valley Bank has enhanced Fraud Security Protection on our Debit Card Program. When high-probability fraud transactions occur, both your card and transaction may be blocked. Due to this increased security it is important to provide Twin Valley Bank with updated contact information.

Enfact Fraud Call Center : 1-877-253-8964

Report a Lost or Stolen Debit Card

To report lost, stolen, or compromised debit cards call 1-833-337-6075.

 Credit Cards

Keep your finances working in full force and at your fingertips. A Twin Valley Bank Visa® credit card boosts your purchasing power — so you can make purchases online or in-store virtually anywhere around the globe.

To learn more about our credit cards or to apply Click Here

Access your credit card account anytime, anywhere, 24 hours a day by visiting MYCARDSTATEMENT



You want complete control over your finances, and that includes your debit card.  With CardValet® you can define when, where and how your card is used, including the ability to turn it off. This gives you complete control over your card transactions, and allows you to minimize the risk of fraud on your account. If your card is lost or stolen, imagine the peace-of-mind you’ll have, knowing you’re in control.

CardValet is a stand-alone app available in the App Store or Google Play Store that allows you to turn your debit card "on" or "off." This can be particularly useful for times when you might have lost your card, or suspect it was stolen. By turning it "off," you ensure that no transactions can occur. It also offers other controls and settings that help you limit the geographic area where the card can be used, the type of merchant and the dollar amount. Any limit can be changed instantly using our app.

  • Helps safeguard your cards from fraud
  • Limit the card to a geographic area
  • Limit the type of merchant where the card can be used
  • Limit the dollar amount for any transaction
  • Control the way dependents can use a debit card you give them
  • Instantly change your settings, giving you complete control over your debit card

Cash Advance

Twin Valley Bank offers Cash Advance services from any Visa or Mastercard.  A Cash Advance allows you to withdraw cash from your credit card limit. Please contact your credit card issuer for fees and terms. 

Get Started

Call 937-839-4628 to learn more or visit one of our locations to apply for your debit card today.

Visit a Location


Locations & Hours Call Us Email Us Lost or Stolen Card1-833-337-6075

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Site Notice:

Important Notice Regarding Fraud: A scammer can contact you requesting payment through a Wire Transfer or transfer via Zelle®. These methods allow money to be sent quickly, and funds are often hard to trace and recover. You should never wire money or send money using Zelle® to any stranger, no matter what reason they give you such as: claims to be from a government agency, a telemarketer trying to sell you something, anyone claiming your account is compromised, unverified cryptocurrency sites or salespeople, or if you are asked to send money urgently. If you receive any call related to potential fraud- Hang up, Look Up, and Call Back. If you believe you are a victim of fraud please contact a customer service representative immediately by calling 937-839-4628 to safeguard your account.    * To access bank statements prior to June 22nd 2023, select the document type "HTML Checking Statement". Please contact your local branch if you need assistance locating any online statements. 



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