Checking

As a longtime community bank, Twin Valley Bank is committed to meeting the banking needs of our customers.  We offer a variety of checking accounts designed to fit your lifestyle and make managing your finances easier.

Checking Accounts

Whether you’re just starting out with your first checking account or looking to earn interest and other benefits, we make it easy to choose from accounts designed to meet your unique lifestyle and financial needs. Please see comparison chart for account details.

Money Market 

A money market account is a great way to earn interest and still maintain access to your money for transfers and withdrawals.  The account is tiered to pay higher rates on larger balances. Please see comparison chart for account details.

Compare Our Accounts 

Account Type Free Advantage Harvest AdvantageHero Advantage Regular Checking Silver Advantage Money Market 

Eligibility Requirement

N/A

N/A 

 Firefighters, Law Enforcement, Veterans, Active- Duty Military, EMT and Teachers

N/A 

 Must be 50 years or older to qualify

N/A 

Opening Deposit

$50

$1,000 

$50 

$50 

$50 

$1,000 

Minimum Balance Requirement to avoid monthly service charge

None

$1,000 

None 

None

None 

$1,000 

Monthly Service charge 

None 

$20 fee assessed if balance drops below $1,000

None

$6 

None 

$20 fee assessed if balance drops below $1,000

Interest Bearing

No 

Yes 

No

No

Yes – On balances of $1,000 or greater 

Yes 

Unlimited check writing

Yes

Yes 

Yes 

Yes 

 Yes

No** 

Free Check Orders

Yes - First order only with direct deposit. Wallet checks from Checks-for -Less only

No 

Yes - Wallet checks from Checks-for-Less only

No

Yes - Wallet checks from Checks-for-Less only 

No

Waived Fee for Money orders or cashier checks

No

No

Yes

No 

Yes

No 

Fee 3x5 Safe Deposit Box
(Where available and while inventory lasts)

No

No 

Yes 

No 

Yes 

No

Waived foreign ATM fees (non-TVB owned ATMs)

No

No 

Yes - No TVB Fee. Foreign ATM fee may apply

No 

Yes - No TVB Fee. Foreign ATM fee may apply 

No 

Online Banking

Yes 

Yes

Yes 

Yes

Yes 

Yes

Online Bill Pay

Yes 

Yes

Yes 

Yes 

Yes

No 

Mobile Banking

Yes

Yes 

Yes

Yes 

Yes 

Yes 

Debit Card*

Yes 

Yes 

Yes 

Yes 

Yes 

No

CardValet

Yes

Yes 

Yes

Yes

Yes 

No 

Zelle

Yes 

Yes 

Yes 

Yes 

Yes 

No 

*Debit card subject to approval
**You may make no more than six pre-authorized withdrawals, automatic or telephonic transfers, checks, drafts, debit card and similar transactions from your Money Market account per month or statement cycle.

Open Your Account Today!

Call 937-839-4628 to learn more or visit one of our locations to open your account today. We make switching easier with ClickSWITCH.

Visit a Location

 

Locations & Hours Call Us Email Us Lost or Stolen Card1-833-337-6075

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